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Car Insurance
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Real People. Real Results.
"Very professional staff was able to address all my questions in a timely knowledgeable manner. We will be using Worth for our insurance needs"
"Alex Lopez was great! Very responsive and will work his tail off for you."
"What amazing service and great rates! I cannot recommend them enough and as a Realtor I truly appreciate the service they give to my clients. Thank you Darren Craft"
"L'Oreal helped me step by step through the process of getting Homeowner's Insurance. Being a first time home buyer, this was exactly what I needed. Her responsiveness, knowledge and diligence made it simple for me to get insured. Highly recommend!"
"Alex returned all my calls, answered all my questions and worked tirelessly to find homeowners’ insurance for our home in Florida. He earned my trust because of his honesty and his persistence."
"Super helpful and professional! Highly recommend!!"
"Simply the best customer service!! Matt Always checks prices and coverage, and gives us amazing deals. THANK YOU 🙏"
"I had a great experience with this agency. They gave me very prompt quotes and were responsive and helpful. Highly recommended!"
"Worth Home Insurance was outstanding especially agent Alex Lopez professional approach."
"Have successfully worked with Worth Insurance on not just homeowners but my car insurance as well. Loved the professionalism the entire team has, and appreciate the attention to detail and customer experience they provided."
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Top Carriers. Great Rates. Quality Coverage.
Frequently Asked Questions
We get it. Car insurance can be confusing. We're here to help provide answers.
Car insurance helps to financially protect against the high cost of potential injuries or damages caused during an accident.
If you have a loan on a car, Gap insurance covers the difference between the value of your car and the total amount you still owe on it.
While you only need to carry the amount of insurance your state requires to be eligible to drive legally on the road. The minimum coverage we suggest you carry is BI/PD 50/100/50.
Bodily Injury (BI) liability coverage protects against the financial risk for someone else's injuries in an accident that was caused by you.
Comprehensive coverage on your car insurance policy protects against damage done to your car in a non-collision event. This includes events or incidents such as theft, vandalism, fire or flood.
Most states require auto insurance for any vehicle registered with the Department of Motor Vehicles intended for street use.
When you have comprehensive and collision coverage that is considered full coverage.
Anyone over the age of 16 in the household with a valid driver's license or who operates the vehicle regularly should be listed on the policy.
Property damage (PD) liability coverage protects against the financial risk of potential damages to someone else's property in an accident that was caused by you.
Uninsured Motorist Coverage or Underinsured Motorist Coverage protects against the financial burden of being hit by a driver who does not have enough or any insurance to cover your injuries, damages, or losses.
In Florida, the minimum car insurance requirements include Personal Injury Protection (PIP) and Property Damage Liability (PDL) coverage. Ensure you meet these requirements to comply with state laws.
To reduce your car insurance premiums in Florida, compare quotes from different providers, eliminate unnecessary coverage, choose a higher deductible, and take advantage of available discounts. Implementing these strategies can lead to significant savings.
Florida's No-Fault Insurance System mandates that drivers carry Personal Injury Protection (PIP) insurance, which compensates for certain economic losses after an accident without determining fault. This ensures drivers can receive immediate medical benefits regardless of blame.
Yes, you can show proof of insurance electronically in Florida using smartphones or tablets. This is an acceptable method for verifying your insurance coverage.
Driving without insurance in Florida can lead to significant penalties, including fines, suspension of your driving privilege and driver’s license, and vehicle registration, as well as potential vehicle impoundment. It’s crucial to maintain proper insurance to avoid these consequences.
