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Thousands of customers have shopped with Worth since 2018.
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Real Stories from People Like You
Excellent!
"Lillian Marin was excellent!!! Best quote and very easy to talk to!!! 5 stars!!!👍👍"
Linnette J.
Always responsive
"I had an outstanding experience working with Alexander Lopez from start to finish. He was able to help me find a better rate for my home insurance and was always responsive."
Stan Z.
Works very quickly!
"Mr Alex Lopez listens to you and recommends the best policy. Works very quickly."
Anil Kumar A.
Great job!
"Alex did a great job communicating and getting me proper insurance…thanks!"
Nick M.
Friendly and Professional
"Working with rep A. Lopez was a complete pleasure. He was knowledgeable, friendly and professional. Our minds are at ease with Worth."
Sandra L.
Knowledgeable and helpful
"Worth insurance gave me the best quote in years. I definitely will refer her to all home owners looking for insurance. Thanks Lillian you're the best."
Bre W.
Very responsive
Alex Lopez was great! Very responsive and will work his tail off for you.
Jon-Erik F.
Great experience
"Great experience from start to finish!"
Shelby H.
Unparalleled customer service
"Excellent pricing, and unparalleled customer service. Extremely satisfied"
Erik F.
Professional approach
"Worth Home Insurance was outstanding especially agent Alex Lopez professional approach."
Jiggs H.
Super helpful
"Super helpful and professional! Highly recommend!!"
Brent C.
Very responsive
"Alex Lopez was great! Very responsive and will work his tail off for you."
scott c.
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Carrier Comparisons
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Explore Coverage Options
Florida Homeowners Insurance
Custom coverage for hurricanes, wind mitigation, and liability from A-rated carriers. Compare roof deductibles, replacement cost policies, and binding options averaging $4,419 annually. Protect your biggest asset with personalized quotes from local experts.
Florida Landlord Insurance
Specialized protection for rental properties covering tenant damage, loss of rents, and storm risks beyond standard policies. Meet Florida's landlord requirements with fair rental value coverage—compare premiums from trusted providers for your investment portfolio.
Florida Condo Insurance
HO-6 policies protect unit interiors, personal property, and assessments not covered by associations. Shop loss assessment limits, water backup options, and Citizens alternatives amid rising HOA fees—get comprehensive condo coverage fast.
Florida Car Insurance
No-fault compliant policies with competitive PIP, property damage minimums post-2025 reforms. Compare safe driver discounts, multi-policy bundles averaging $2,769 yearly from Geico, Progressive, and local insurers—drive confidently.
Florida Boat Insurance
Agreed-value policies for yachts, fishing boats, and PWCs covering waterway liability, salvage, and theft. Compare coastal navigation limits, wreck removal coverage, and on-water towing—insure your vessel with Florida specialists.
Florida Flood Insurance
NFIP and private flood options for high-risk coastal zones like Miami-Dade. Compare elevation-rated premiums starting $700/year with contents coverage and waiting period waivers—essential protection beyond homeowners policies.
Professional Liability
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General Liability
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Directors & Officers
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Cyber Insurance
Shop and compare quotes for the best Cyber insurance coverage options and secure better value coverage today.
Crime Insurance
Shop and compare quotes for the best Crime insurance coverage options and secure better value coverage today.
Employment Practices
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Frequently Asked Questions
We get it. Home insurance is complicated. We're here to help clear things up.
Have questions?
We're here to help!
Worth Insurance helps Florida residents compare coverage options for home insurance, car insurance, flood insurance, condo insurance, renters insurance, landlord insurance, boat insurance, RV insurance, and golf cart insurance.
Insurance costs in Florida may be influenced by hurricane exposure, severe weather events, rebuilding costs, litigation trends, population growth, and local risk factors. Rates vary by property, location, coverage selections, and insurance carrier.
Insurance requirements depend on the type of property or vehicle. Florida drivers generally must maintain minimum auto insurance coverage, while mortgage lenders may require homeowners, condo, flood, or landlord insurance depending on the property and loan.
Standard homeowners insurance typically does not cover flood damage from rising water or storm surge. Separate flood insurance may be needed depending on the property location and coverage needs.
An independent insurance agency can help compare coverage options from multiple insurance companies. Comparing quotes may help homeowners and drivers evaluate coverage, deductibles, policy limits, and pricing options.
An independent insurance agency works with multiple insurance carriers rather than representing a single insurance company. This allows customers to compare different coverage options through one agency.
Insurance quotes may require information about the property, vehicle, location, prior insurance history, claims history, and desired coverage levels. Requirements vary by insurance type.
Many insurance companies offer discounts when multiple policies are placed with the same carrier. Available discounts, eligibility, and savings vary by carrier and policy.
Insurance Guidance That Helps You Decide
Helpful articles to understand coverage, costs, and what matters most in your policy choices.
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