Slide Insurance Reviews

Company Overview

Slide Insurance Overview

With detailed rules for risk assessment, they ensure your coverage is a snug fit, especially for homes and condos close to the waters or in certain counties. Their A-rated financial stability suggests reliability, a must-have in the volatile Florida weather.

• Home coverage limits up to $2,000,000.
• Condo personal property limits up to $999,999.
• Specific focus on coastal properties and older roofs.
• A-rated financial stability for peace of mind.

Choosing insurance is crucial and personal. Slide Insurance's offerings are straightforward, designed to fit your life in Florida. For a policy that's as specific as your needs, fill out our contact form for a custom quote. Let's secure your home together.

Financial Summary

Metric

Value

Capital Raised

$106 million

Net Admitted Assets (as of 30/09/2023)

$455,700,368

Policyholders' Surplus (as of 30/09/2023)

$74,811,855

Gross Premiums Written (as of 30/09/2023)

$558,065,045

Net Premiums Written (as of 30/09/2023)

$115,907,564

Initial Funding Since Inception (2021)

$105 million

Exclusive Renewal Rights Acquired

Over 91,400 policies

Financial Stability

Slide Insurance Company Financial Summary Table

Reporting Period

Net Admitted Assets

Policyholders Surplus

Gross Premiums Written

Net Premiums Written

3/31/2024

$820,685,193

$159,749,537

$245,577,962

$172,189,488

12/31/2023

$638,482,348

$127,374,712

$878,194,534

$340,879,130

12/31/2022

$258,739,642

$51,105,114

$481,939,910

$221,175,314

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Products and Packages

Slide Insurance Products and Packages

Slide Insurance tailors their products to protect your home against Florida's unique climate. Their HO3 and HO6 policies cater to a wide array of homes and condos, with dwelling coverage up to $2,000,000 and personal property up to $999,999. They understand coastal challenges, ensuring properties near the shore receive focused attention.

For your condo, they automatically add sinkhole coverage, a critical feature in Florida's landscape. Understanding your worry about roof requirements, Slide offers detailed guidance for homes with a longer history, ensuring robust coverage.

• Homeowners Insurance (HO3)
• Condo Insurance (HO6)
• DP3 & Landlord Insurance
• Commercial Residential Insurance

Tips for Choosing the Right Slide Homeowners Insurance Plan

Selecting the right insurance plan is crucial for Florida homeowners, given the state's unique climate and risks. Here are some tips to help you choose the best Slide homeowners insurance plan for your specific needs:

1. Assess Your Coverage Needs: Determine the level of coverage you require based on your home's location, age, and construction. Consider additional coverage options like flood insurance, which is essential in Florida.
2. Evaluate Premiums and Payment Plans: Compare the premiums offered by Slide Insurance with other insurance companies. Ensure the payment plans align with your budget, whether you prefer a one-time payment or installments.
3. Check for Discounts: Look for potential discounts Slide Insurance offers, such as those for upgraded home features or hurricane-preparedness measures. These can significantly reduce your overall premium.
4. Understand Policy Terms: Carefully review the policy terms, including coverage limits, exclusions, and deductibles. Ensure you understand what is covered and what is not, especially for high-risk areas.
5. Consider Customer Service: Evaluate the customer service reputation of Slide Insurance. Read reviews and consider how responsive they are to policyholders' concerns and claims.
6. Consult with an Agent: If you're unsure, consult with an insurance agent who can provide personalized advice based on your unique needs and guide you through the selection process.

Factors That Affect Insurance Premiums

When evaluating insurance premiums, several key factors come into play that can influence the cost of your homeowners policy. Slide Insurance, like other insurance companies, assesses these elements to determine the most accurate pricing for your specific needs.

1. Location: Properties in high-risk areas, such as those prone to hurricanes or flooding, typically face higher premiums. Slide Insurance considers Florida's unique climate challenges, ensuring coverage aligns with the risks.
2. Home Characteristics: The age, construction type, and size of your home impact premiums. Older homes or those with outdated systems may incur higher costs due to increased risk of claims.
3. Coverage Options: Additional coverage options, like flood insurance or extended dwelling coverage, can increase premiums but provide critical protection against specific risks.
4. Claims History: A history of frequent claims can result in higher premiums, as it indicates a higher likelihood of future claims.
5. Discounts and Features: Slide Insurance offers discounts for features like reinforced roofing or security systems, which can help lower your premium.

Pricing & Premiums

Slide Insurance Premiums

With Slide Insurance, you'll find premiums that reflect the true value of your property and the unique aspects of Florida living. They consider your home’s location, age, and construction, ensuring you pay a fair price for the coverage you receive, not a penny more than you should.

They understand that budget matters to you. That's why their premiums are calibrated to offer you affordability without compromising on quality. You'll have the flexibility to choose a payment plan that aligns with your financial schedule, whether it's a single payment or spread out over time.

• Fair premium pricing reflecting your property's specifics.
• Flexible payment plans to suit your budget.
• Payment options include full pay or installment plans.

Looking at the specifics, Slide Insurance not only provides you with tailored coverage options but does so with financial empathy. Ready to explore premiums that respect your budget and coverage that protects your home? Click through to our contact form, and let’s start a conversation about your insurance needs.

Discounts and Credits

Discounts and Offers

Slide Insurance provides various discounts, which may include savings for upgraded home features and secure community locations. It's important to check which discounts apply to your situation.

• Potential discounts for reinforced roofing or updated utilities.
• Possible savings for hurricane-prepared homes.
• Opportunities for lower rates in secure living environments.
• Options for bundling different insurance policies.

Eligibility & Underwriting Requirements

Eligibility & Underwriting Requirements

Before diving into a policy, Slide Insurance has straightforward prerequisites to qualify for coverage. These ensure that both parties are clear on what’s needed for a smooth insurance experience. It’s about matching their rigorous standards with your assurance of comprehensive protection.

• Your property must be assessed to fit within the coverage limits.
• Up-to-date information on property conditions, especially for roofing and plumbing.
• Compliance with Florida’s building codes, particularly for coastal properties.
• A clear history of your insurance claims, if any.

Documents Required

Gathering your documents is the first step in securing your insurance with Slide. You'll need a few key papers to start your policy, which helps Slide provide a service that’s as meticulous as it is tailored to your needs.

• Proof of home ownership, like a deed or mortgage statement.
• Recent home inspection reports.
• A detailed list of personal property for coverage.

Historical claims reports if previously insured (yes, that includes your house fire insurance).

Application Process

Application Process

Applying for insurance with Slide is a streamlined process, reflecting their modern approach to coverage. You'll begin by entering details about your property online, ensuring every aspect is considered for accurate coverage. With their system, you'll find clarity at each step, making it less of a task and more a move towards securing your peace of mind.

As your consultant, Worth Insurance can facilitate this process. By applying through us, you tap into tailored advice and support that ensures your application is robust and reflective of your needs. Ready to begin? Click to get a quote, and we’ll guide you through each step, ensuring a smooth journey with Slide Insurance.

Customer Reviews & Service

Customer Service

When you need support, knowing someone will answer the call matters. Slide Insurance offers customer service that's just a quick message or phone call away. For more detailed inquiries or to discuss your insurance needs, Worth Insurance is ready to assist you with the same ease.

• Contact Slide Insurance customer service at (800) 748-2030.
• Email Slide at policyservices@slideinsurance.com for policy services.
• Reach out to Worth Insurance through our contact form for personalized assistance.
• For immediate assistance, call Worth Insurance directly.

For questions, policy details, or quotes, swift and professional customer service is key. Reach out via Slide’s provided contacts or connect with us at Worth Insurance by filling out our contact form. Let’s make sure you get the service you deserve—quickly and efficiently.

Slide Insurance Customer Reviews

Slide insurance resolved my claim very quickly and to my satisfaction. Everyone involved in the process was professional and empathetic to my situation. I have read other reviews of this company and I've not had the same results.

M

Michael M.

4/6/2024

Got my policy all set up quickly, and with a payment plan without a bunch of predatory payment plan charges, and at a cost that was reasonable considering I live in Florida! She was a pleasure to work with. My only complaint is that I couldn’t set up automated payments for future bills. :) So far, I’m happy!

M

Mary A.

7/6/2024

Predatory and fraudulent business practice from both Slide and Farmers. My Farmers Florida homeowners policy expires 6/11. I shopped around and found a great deal with Kin, at a rate actually lower than my current Farmers rate.

J

Jason K.

6/6/2024

I have had a perfect experience with my slide adjuster Andrea Sandoval. Very pleasant and responsive to calls and emails. The company has also been great dealing with my claim one of one in my long time on earth. Highly recommended from my standpoint. I would suggest doing business with this company. Thank you

D

Larry M.

7/9/2024

Believe the reviews you see below. Slide may be operating “legally” but how they have approached renewals for Farmers policyholders is unethical and predatory. If they are offering a good product, they shouldn’t need to resort to tactics like automatically enrolling people in a renewal for a massive increase without their consent.

J

Jon B.

5/6/2024

My Farmer's policy was set to expire I was fully aware. I received a packet from Slide in the mail for an outrageous premium almost 3x my Farmer's policy. So since I hadn't ever requested it and the outrageous premium I rightfully ignored it.

J

Joe

5/6/2024

How to Make a Payment

How to Make a Payment

Making your payment to Slide Insurance is designed to be as hassle-free as your decision to choose them. With options for online payments or traditional mail, they cater to your convenience. Whether you’re tech-savvy or prefer the tactile feel of a cheque, Slide ensures your pathway to protection is smooth and straightforward.

For those ready to embrace the ease of online transactions, Slide's digital payment portal offers a quick, secure way to keep your policy up to date. And if you’re inclined towards mailing your payment, they've got you covered with clear, simple instructions to ensure your payment reaches its destination safely.

1. Visit Slide's Payment Portal: Navigate to Slide Insurance's online payment section through the link provided on their website or the direct link in your policy documents.
2. Enter Your Policy Details: Input your policy number and the ZIP code associated with your policy to access your payment information.
3. Choose Your Payment Method: Select from the available payment options—credit card, debit card, or bank transfer.
4. Confirm Your Payment: Review the payment details for accuracy, then confirm your payment. You’ll receive a confirmation message or email, ensuring peace of mind.
5. For Mail Payments: Prepare a cheque or money order payable to Slide Insurance, writing your policy number on the memo line. Mail it to the address provided in your policy documents or the Slide Insurance payment mailing address.

How to File a Claim

How to File a Claim

Filing a claim with Slide is a process designed with your needs in mind. From initial contact to resolution, their focus is on transparency and efficiency. If you find yourself needing to file a claim, remember, it’s not just about following steps; it’s about starting the journey towards normalcy with a partner ready to support you.

1. Report the Incident: Contact Slide Insurance immediately to report the incident. Use the claims hotline provided in your policy documents or on their website.
2. Document the Damage: Take comprehensive photos or videos of the damage. Compile any relevant documents that could support your claim, such as receipts or police reports.
3. Complete the Claims Form: Fill out the claims form with detailed information about the incident and the extent of the damages. Be thorough to ensure a smooth evaluation process.
4. Submit Your Claim: Submit your completed claims form along with any supporting documents and evidence of damage. This can typically be done online, via email, or over the phone, depending on what’s most convenient for you.
5. Claim Assessment: A claims adjuster will be assigned to assess your claim. They may visit your property to evaluate the damage first-hand and determine the claim's validity and value.
6. Follow Up: Stay in touch with your claims adjuster for updates. Don’t hesitate to ask questions or provide additional information if requested.\

Key Competitors

Key Competitors

Slide Insurance is a relatively new player in the homeowners insurance market, with a strong focus on leveraging advanced technology and data analytics to offer customized insurance solutions. 

As a tech-driven insurer based in Florida, Slide Insurance targets a specific niche of homeowners who value efficiency, transparency, and the ability to manage their policies digitally. Despite its innovative approach, Slide Insurance faces competition from both established insurers and other tech-savvy companies.

One of the primary competitors for Slide Insurance is Kin Insurance, which also focuses on using technology to simplify the homeowners insurance process. Kin’s approach to quick quotes, personalized coverage, and a seamless digital experience makes it a direct competitor. 

Another competitor is TypTap Insurance, which is also Florida-based and utilizes technology to streamline the insurance process, offering both homeowners and flood insurance with a focus on efficiency and customer service.

Branch Insurance is another notable competitor, offering a similar tech-driven approach to bundling home and auto insurance with instant quotes and a heavy emphasis on community-driven policies. Additionally, newer entrants like Openly Insurance, which provides high-value homeowners insurance with a tech-forward approach, pose competition in the same segment of the market.

Slide Insurance differentiates itself by focusing on the specific needs of Florida homeowners, particularly those in high-risk areas, offering policies that are not only comprehensive but also easy to manage through their digital platform. This positions Slide well against competitors who may offer similar tech-driven experiences but lack the same regional focus.

How Slide Homeowners Insurance Compares to Competitors

Slide Insurance distinguishes itself in the crowded market of homeowners insurance by focusing on the unique needs of Florida homeowners. Leveraging advanced technology and data analytics, Slide offers customized insurance solutions that are both efficient and transparent. This approach sets it apart from traditional insurance companies that may not provide the same level of personalization or digital convenience.

When compared to competitors like Kin Insurance, TypTap Insurance, and Branch Insurance, Slide Insurance excels in its regional expertise. While these competitors also use technology to streamline the insurance process, Slide's deep understanding of Florida's climate challenges and regulatory environment gives it an edge. This allows Slide to offer tailored coverage options that specifically address the risks faced by Florida homeowners, such as hurricanes and flooding.

Furthermore, Slide Insurance's digital platform makes managing policies straightforward, aligning with the tech-savvy preferences of modern homeowners. This ease of use, combined with a strong emphasis on customer service, ensures that policyholders receive timely support and guidance throughout their insurance journey.

Slide Insurance offers a compelling choice for Florida homeowners seeking comprehensive coverage that is both innovative and regionally focused. By prioritizing the specific needs of its customers, Slide stands out as a leader in the market, providing peace of mind and protection against the unpredictable nature of Florida's weather.

Conclusion

Wrapping Up 

Slide Insurance stands out for its dedication to serving Florida homeowners with insurance solutions tailored to the unique challenges of the region. From technology-driven processes to comprehensive coverage options, Slide aims to protect your home against the unpredictable. 

If you're looking for insurance that aligns with your specific needs in Florida, consider starting with a quote from us. Together, we can find the coverage that best fits your lifestyle and provides the peace of mind you deserve.

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Frequently Asked Questions (FAQs)

Is Slide Homeowners Insurance Available in All States?

Slide Homeowners Insurance is primarily focused on serving Florida homeowners. Their specialized coverage options are tailored to meet the unique needs of properties in Florida, particularly those in high-risk areas prone to hurricanes and flooding.

How Long Does It Take to Process a Claim?

The claim processing time with Slide Insurance varies depending on the complexity of the claim. However, Slide is committed to efficiency and transparency, typically aiming to resolve claims within a few weeks, ensuring policyholders receive timely support.

Does Slide Homeowners Insurance Cover Flood Damage?

Slide Homeowners Insurance offers additional coverage options, including flood insurance. Given Florida's susceptibility to flooding, adding this coverage is highly recommended to ensure comprehensive protection for your home.

Can I Bundle Slide Homeowners Insurance With Other Policies?

Yes, Slide Insurance provides options for bundling homeowners insurance with other policies. Bundling can lead to potential discounts and streamlined management of your insurance needs, offering both convenience and savings.