Personal Agent
Tailored to your needs
Competitive Rates
Quick & Easy
4.9 / 5.0
Based on 5,000+ Customers
Shop & Save Instantly On Florida Home Insurance
4.9 / 5.0
Based on 5,000+ Customers
Shop & Save Instantly On Florida Home Insurance
Compare quotes from our marketplace of Top-Rated Florida Home Insurance Providers
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Greater Selection = Better Value Options
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Maximize Discounts, Secure More Savings
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Top-Rated Consumer Shopping Experience
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Florida's Leading Home Insurance Providers
Florida Home Insurance Made Easy
Say Hello to a Better Florida Home Insurance Shopping Experience
1
Apply
Provide information about the property you want to insure. We’ll assign you a licensed professional to personally review your home.
2
Compare
We’ll scour the market for the best quotes and provide you with a variety of options to choose from.
3
Buy
Our team will help you select the best option for your needs.
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We’ve helped Thousands of Florida Homeowners
Since 2018, we've strived to be the leading online digital insurance marketplace.
He earned my trust because of his honesty and his persistence.
Cindy B.
Bonita Springs, FL
Bonita Springs, FL
Verified Customer
Alex returned all my calls, answered all my questions and worked tirelessly to find homeowners’ insurance for our home in Florida.
I had the pleasure of working with Lillian Marin from Worth Insurance Services, and I couldn't be happier with the service I received.
Nicole C.
Verified Customer
I had the pleasure of working with Lillian Marin from Worth Insurance Services, and I couldn't be happier with the service I received. If I could give more than 5 stars, I would!
Alex was very professional and extremely helpful!
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Betsy C.
Verified Customer
He made the insurance process a breeze! Highly recommended!
I'm glad I took my friends advice.
Arif T.
Royal Palm Beach, FL
Royal Palm Beach, FL
Verified Customer
Alex worked miracles, he was very responsive, very professional. He even helped me after business hours since my closing was close. I could be a bit annoying and antsy at times, he handled it very professional.
She got me the best quote out of four different agents!!
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John B.
Pace, FL
Pace, FL
Verified Customer
Lillian was very helpful and prompt in her responses to helping us secure a new homeowner's policy.
Worked very quickly too!! I'm giving her contact information to everyone I know! Thank you!!!
Working with Lillian was great. She found my insurance for half as much as I was paying before
Joshua M.
Jacksonville, FL
Jacksonville, FL
Verified Customer
Lillian is thoughtful, helpful and insightful, explained the whole process. For anyone looking for a home quote and/or boat insurance, please see Lillian Marin! Thank you.
He earned my trust because of his honesty and his persistence.
Cindy B.
Bonita Springs, FL
Bonita Springs, FL
Verified Customer
Alex returned all my calls, answered all my questions and worked tirelessly to find homeowners’ insurance for our home in Florida.
I had the pleasure of working with Lillian Marin from Worth Insurance Services, and I couldn't be happier with the service I received.
Nicole C.
Verified Customer
I had the pleasure of working with Lillian Marin from Worth Insurance Services, and I couldn't be happier with the service I received. If I could give more than 5 stars, I would!
Alex was very professional and extremely helpful!
Betsy C.
Verified Customer
He made the insurance process a breeze! Highly recommended!
I'm glad I took my friends advice.
Arif T.
Royal Palm Beach, FL
Royal Palm Beach, FL
Verified Customer
Alex worked miracles, he was very responsive, very professional. He even helped me after business hours since my closing was close. I could be a bit annoying and antsy at times, he handled it very professional.
She got me the best quote out of four different agents!!
John B.
Pace, FL
Pace, FL
Verified Customer
Lillian was very helpful and prompt in her responses to helping us secure a new homeowner's policy.
Worked very quickly too!! I'm giving her contact information to everyone I know! Thank you!!!
Working with Lillian was great. She found my insurance for half as much as I was paying before
Joshua M.
Jacksonville, FL
Jacksonville, FL
Verified Customer
Lillian is thoughtful, helpful and insightful, explained the whole process. For anyone looking for a home quote and/or boat insurance, please see Lillian Marin! Thank you.
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5/5
5/5
5/5
Why Worth Insurance?
Feature
Agent Type
Coverage Options
Costs
Time & Efficiency
Comparison Sites
Automated Search
Limited Options
High
Quick
Captive Agent
Captive Agent
Limited
Varies
Prolonged
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We Help You Save & Maximize Discounts
Our agents give you personalized attention and have access to the best savings, discounts, and quotes available. You always get the coverage you need for your home at the lowest possible rate.
Let Worth Insurance take care of your home insurance needs – and lock in your savings and discounts today. Take a look at some of the ways we can help you save:
Water Leak
Detection Credit
Detection Credit
Burglar Alarm
Credit
Credit
Age of
Dwelling Credit
Dwelling Credit
Actual Cash Value Roof Loss Settlement
Water Leak
Detection Credit
Detection Credit
Burglar Alarm
Credit
Credit
Age of
Dwelling Credit
Dwelling Credit
Actual Cash Value Roof Loss Settlement
Water Leak
Detection Credit
Detection Credit
Burglar Alarm
Credit
Credit
Age of
Dwelling Credit
Dwelling Credit
Actual Cash Value Roof Loss Settlement
Senior Citizen
Credit
Credit
Paperless
Discount
Discount
Fire Alarm
Credit
Credit
Hardiplank
Siding Credit
Siding Credit
Senior Citizen
Credit
Credit
Paperless
Discount
Discount
Fire Alarm
Credit
Credit
Hardiplank
Siding Credit
Siding Credit
Senior Citizen
Credit
Credit
Paperless
Discount
Discount
Fire Alarm
Credit
Credit
Hardiplank
Siding Credit
Siding Credit
Secured
Community Credit
Community Credit
Water Damage Exclusion
Hurricane
Deductible Credit
Deductible Credit
Windstorm Loss Mitigation Credit
Secured
Community Credit
Community Credit
Water Damage Exclusion
Hurricane
Deductible Credit
Deductible Credit
Windstorm Loss Mitigation Credit
Secured
Community Credit
Community Credit
Water Damage Exclusion
Hurricane
Deductible Credit
Deductible Credit
Windstorm Loss Mitigation Credit
Get the Best Home Insurance Coverage Hassle-Free with Worth Insurance
Quick & Easy
Application Process
No more spending hours browsing through quotes on comparison websites or filling out lengthy forms. With WorthInsurance, you can apply in under 60 seconds and let our agents handle the rest.
Save Money & Worry Less
about Costs
Our agents will find you competitive rates and discounts so that you can enjoy comprehensive coverage without breaking the bank.
Stay Ahead of Unexpected Disasters or Losses
Our modern technology enables us to move faster than other agencies, ensuring that we secure tailored coverage options for you as soon as possible. So you don't have to worry about facing unexpected disasters or losses.
We Make Shopping for Florida Home Insurance Simple & Stress-Free
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Enjoy Peace of Mind
We take the stress out of shopping for home insurance We make it easy to shop and save, so you don't have to worry.
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Quality Coverage
Protecting your home is our top priority, and we guarantee quality coverage from only the best-rated carriers on the market.
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Save Time and Money
Our technology allows us to move quickly, so you don't have to wait months to get the necessary coverage. Our simple process makes getting the insurance you need easier than ever.
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Get Help From A Licensed Professional
Our experienced team will help you navigate the market and get the best rates for your needs.
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Easy Process
Apply in under 60 seconds, and let us take the stress out of comparing options and locking in your rate.
What does my home insurance cover?
Dwelling Coverage
This first section of coverage provides coverage for the actual home itself. It is important that the value limit of this coverage be set to at least the amount equal to what it would cost to rebuild your home, otherwise known as your replacement cost coverage.
Other Structures
The Other Structures section provides coverage for other items on your property such as fences, sheds, and detached garages. Typically this coverage is set to about 10% of your Coverage A, but it should be adjusted up if there is a need for increased coverage limits.
Personal Property
One easy way to describe what this covers is if a house was to be turned upside down and shaken, what would fall out is what would apply to this coverage section. Examples of personal property include, furniture, electronics, clothes and toys.
Loss of Use
This coverage provides for reimbursement for additional living expenses in the case that a covered peril caues damage to your home that makes it unlivable. In this case you may need to move out of the home and rent a different home or a hotel room in the interim.
Liability Coverage
This section provides protection against things like medical bills and legal fees if someone happens to be injured on your property or in the case you are found liable, ie if your dog bites someone. Certain factors can make your home more risky in this regard. Examples include trampolines and pools.
Medical Payments
This section provides protection against payments for minor medical bills to those injured on your property. The typical coverage amount for a standard policy is limited to $5,000 per claim. It is possible for this portion of the policy to provide a payout even when the injury was not your fault.
Frequently Asked Questions
We get it. Home insurance is complicated. We're here to help clear things up.
What is home insurance for?
Home insurance protects your home and belongings from damage or loss, covering events like fire, theft, and weather, and provides liability protection.
Does home insurance cover floods?
No, standard home insurance does not cover floods. Flood insurance must be purchased separately.
What is an insurance deductible?
An insurance deductible is the amount you pay before your insurance coverage begins.
Am I required to carry home insurance?
Home insurance is not legally required, but mortgage lenders usually require it.
Does a home insurance policy cover hurricanes?
Home insurance covers hurricane wind damage; flood damage is excluded.
How much home insurance do I need?
Insure your home for its replacement cost, enough to rebuild it and replace contents.
What is the difference between ACV and RCV?
ACV: depreciated value. RCV: replacement cost.
Do I have to wait to switch my policy?
No, you can switch home insurance policies at any time.
Do I need home insurance if I am renting?
Renters insurance protects your belongings; your landlord's policy covers the building.
What is a central alarm system?
A central alarm system alerts authorities to intrusions or emergencies in your home.
Coverage for Wherever Life Takes You
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