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4.9 / 5.0
Based on 5,000+ Customers

Shop & Save Instantly On Florida Home Insurance

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5 stars rating
4.9 / 5.0
Based on 5,000+ Customers

Shop & Save Instantly On Florida Home Insurance

Compare quotes from our marketplace of Top-Rated Florida Home Insurance Providers

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Florida Home Insurance
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"Worth Home Insurance was outstanding especially agent Alex Lopez professional approach."

Alexandra T.
Pembroke Pines, FL

"Lillian Marin was excellent! She was very helpful, and made the process so simple and efficient."

Ricardo M.
Naples, FL

"Alex was very professional and extremely helpful! He made the insurance process a breeze! Highly recommended!."

Betsy C.
Florida's Leading Home Insurance Providers

Florida Home Insurance Made Easy

Say Hello to a Better Florida Home Insurance Shopping Experience

1
Apply
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Provide information about the property you want to insure. We’ll assign you a licensed professional to personally review your home.

2
Compare
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We’ll scour the market for the best quotes and provide you with a variety of options to choose from.

3
Buy
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Our team will help you select the best option for your needs.

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We’ve helped Thousands of Florida Homeowners

Since 2018, we've strived to be the leading online digital insurance marketplace.

Why Worth Insurance?

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Comparison Sites
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Personal Agent
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Coverage Options
Tailored to your needs
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We Help You Save & Maximize Discounts

Our agents give you personalized attention and have access to the best savings, discounts, and quotes available. You always get the coverage you need for your home at the lowest possible rate.

Let Worth Insurance take care of your home insurance needs – and lock in your savings and discounts today. Take a look at some of the ways we can help you save:

Water Leak
Detection Credit
Burglar Alarm
Credit
Age of
Dwelling Credit
Actual Cash Value Roof Loss Settlement
Water Leak
Detection Credit
Burglar Alarm
Credit
Age of
Dwelling Credit
Actual Cash Value Roof Loss Settlement
Water Leak
Detection Credit
Burglar Alarm
Credit
Age of
Dwelling Credit
Actual Cash Value Roof Loss Settlement
Senior Citizen
Credit
Paperless
Discount
Fire Alarm
Credit
Hardiplank
Siding Credit
Senior Citizen
Credit
Paperless
Discount
Fire Alarm
Credit
Hardiplank
Siding Credit
Senior Citizen
Credit
Paperless
Discount
Fire Alarm
Credit
Hardiplank
Siding Credit
Secured
Community Credit
Water Damage Exclusion
Hurricane
Deductible Credit
Windstorm Loss Mitigation Credit
Secured
Community Credit
Water Damage Exclusion
Hurricane
Deductible Credit
Windstorm Loss Mitigation Credit
Secured
Community Credit
Water Damage Exclusion
Hurricane
Deductible Credit
Windstorm Loss Mitigation Credit

Get the Best Home Insurance Coverage Hassle-Free with Worth Insurance

Quick & Easy
Application Process

No more spending hours browsing through quotes on comparison websites or filling out lengthy forms. With WorthInsurance, you can apply in under 60 seconds and let our agents handle the rest.

Save Money & Worry Less
about Costs

Our agents will find you competitive rates and discounts so that you can enjoy comprehensive coverage without breaking the bank.

Stay Ahead of Unexpected Disasters or Losses

Our modern technology enables us to move faster than other agencies, ensuring that we secure tailored coverage options for you as soon as possible. So you don't have to worry about facing unexpected disasters or losses.

We Make Shopping for Florida Home Insurance Simple & Stress-Free

Home Insurance
Enjoy Peace of Mind

We take the stress out of shopping for home insurance  We make it easy to shop and save, so you don't have to worry.

Quality Coverage

Protecting your home is our top priority, and we guarantee quality coverage from only the best-rated carriers on the market.

Save Time and Money

Our technology allows us to move quickly, so you don't have to wait months to get the necessary coverage. Our simple process makes getting the insurance you need easier than ever.

Get Help From A Licensed Professional

Our experienced team will help you navigate the market and get the best rates for your needs.

Easy Process

Apply in under 60 seconds, and let us take the stress out of comparing options and locking in your rate.

Lock in your savings today

What does my home insurance cover?

Dwelling Coverage

Dwelling Coverage

This first section of coverage provides coverage for the actual home itself. It is important that the value limit of this coverage be set to at least the amount equal to what it would cost to rebuild your home, otherwise known as your replacement cost coverage.
Other Structures

Other Structures

The Other Structures section provides coverage for other items on your property such as fences, sheds, and detached garages. Typically this coverage is set to about 10% of your Coverage A, but it should be adjusted up if there is a need for increased coverage limits.
Personal Property

Personal Property

One easy way to describe what this covers is if a house was to be turned upside down and shaken, what would fall out is what would apply to this coverage section. Examples of personal property include, furniture, electronics, clothes and toys.
Loss of Use

Loss of Use

This coverage provides for reimbursement for additional living expenses in the case that a covered peril caues damage to your home that makes it unlivable. In this case you may need to move out of the home and rent a different home or a hotel room in the interim.
Liability Coverage

Liability Coverage

This section provides protection against things like medical bills and legal fees if someone happens to be injured on your property or in the case you are found liable, ie if your dog bites someone. Certain factors can make your home more risky in this regard. Examples include trampolines and pools.
Medical Payments

Medical Payments

This section provides protection against payments for minor medical bills to those injured on your property. The typical coverage amount for a standard policy is limited to $5,000 per claim. It is possible for this portion of the policy to provide a payout even when the injury was not your fault.

Frequently Asked Questions

We get it. Home insurance is complicated. We're here to help clear things up.

What is home insurance for?
faq

Home insurance protects your home and belongings from damage or loss, covering events like fire, theft, and weather, and provides liability protection.

Does home insurance cover floods?
faq

No, standard home insurance does not cover floods. Flood insurance must be purchased separately.

What is an insurance deductible?
faq

An insurance deductible is the amount you pay before your insurance coverage begins.

Am I required to carry home insurance?
faq

Home insurance is not legally required, but mortgage lenders usually require it.

Does a home insurance policy cover hurricanes?
faq

Home insurance covers hurricane wind damage; flood damage is excluded.

How much home insurance do I need?
faq

Insure your home for its replacement cost, enough to rebuild it and replace contents.

What is the difference between ACV and RCV?
faq

ACV: depreciated value. RCV: replacement cost.

Do I have to wait to switch my policy?
faq

No, you can switch home insurance policies at any time.

Do I need home insurance if I am renting?
faq

Renters insurance protects your belongings; your landlord's policy covers the building.

What is a central alarm system?
faq

A central alarm system alerts authorities to intrusions or emergencies in your home.