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Hurricane season is underway. Secure coverage today!
Compare Home Insurance Quotes
from Top Florida Carriers
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Compare Coverage Options from Top Florida Insurance Carriers
Provide your property details, and a licensed Florida insurance agent will review your home to identify appropriate coverage options.
We compare home insurance quotes from multiple Florida carriers to present competitive coverage options.
Our team helps you review policy options and select coverage that protects your Florida home against common risks.
Since 2018, we've strived to be the leading online digital insurance marketplace.
Alex worked miracles, he was very responsive, very professional. He even helped me after business hours since my closing was close. I could be a bit annoying and antsy at times, he handled it very professional.
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Lillian was very helpful and prompt in her responses to helping us secure a new homeowner's policy.
Worked very quickly too!! I'm giving her contact information to everyone I know! Thank you!!!
Lillian is thoughtful, helpful and insightful, explained the whole process. For anyone looking for a home quote and/or boat insurance, please see Lillian Marin! Thank you.
Alex returned all my calls, answered all my questions and worked tirelessly to find homeowners’ insurance for our home in Florida.
I had the pleasure of working with Lillian Marin from Worth Insurance Services, and I couldn't be happier with the service I received. If I could give more than 5 stars, I would!
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He made the insurance process a breeze! Highly recommended!
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Our licensed Florida insurance agents provide personalized guidance and access to multiple top-rated home insurance carriers. We help you compare available discounts, coverage options, and pricing so you can select a policy that fits your property, risk profile, and budget.
As an independent Florida insurance agency, Worth Insurance handles the research, carrier comparisons, and policy details on your behalf. Discover how Florida homeowners secure better value and stronger coverage protection.
Skip the time-consuming quote searches and repetitive forms. With Worth Insurance, you can submit your information in minutes, and a licensed agent will review your details and handle the comparison process for
Our licensed agents compare coverage options and available discounts from multiple insurance carriers to help you find home insurance that balances protection, pricing, and your specific needs.
Our technology streamlines the insurance process, allowing our agents to review your information efficiently and present coverage options tailored to your property and risk profile. This helps you secure appropriate protection without unnecessary delays.
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We take the stress out of shopping for home insurance We make it easy to shop and save, so you don't have to worry.
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Protecting your home is our top priority, and we guarantee quality coverage from only the best-rated carriers on the market.
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Our technology allows us to move quickly, so you don't have to wait months to get the necessary coverage. Our simple process makes getting the insurance you need easier than ever.
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Our experienced team will help you navigate the market and get the best rates for your needs.
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Apply in under 60 seconds, and let us take the stress out of comparing options and locking in your rate.
We get it. Home insurance is complicated. We're here to help clear things up.
Florida home insurance typically covers damage from fire, theft, wind, liability claims, and certain types of water damage. Coverage varies by policy and carrier.
No. Standard Florida homeowners insurance does not cover flood damage from rising water or storm surge. A separate flood insurance policy is required.
Most Florida home insurance policies include wind damage from hurricanes but often have a separate hurricane deductible. Flooding from storm surge is excluded.
Florida homeowners usually have a standard deductible and a hurricane deductible, which is commonly calculated as a percentage of the insured dwelling value.
Florida law does not require homeowners insurance, but most mortgage lenders require coverage. Insurance is strongly recommended due to hurricane and wind risks.
Coverage should reflect the estimated cost to rebuild your home, not its market value. Construction costs, materials, and location all influence coverage limits.
Actual Cash Value (ACV) pays the replacement cost minus depreciation, while Replacement Cost Value (RCV) covers the cost to replace items at current market prices.
Yes. Florida homeowners can switch insurance policies at any time as long as the new policy is active before canceling the existing one.
No, but you should consider renters insurance. It’s affordable and covers your personal items, liability, and sometimes extra living expenses if your rental becomes uninhabitable. Your landlord’s insurance only covers the building—not your stuff.
A central alarm system connects directly to a monitoring service. It can include fire, burglary, or even water leak detection. Many Florida insurers offer discounts for these systems—especially if they help prevent major damage.
