Terms of Service
Effective Date: December 20, 2024
Welcome to Worth Insurance (“we,” “our,” “us”). By accessing or using our website, worthinsurance.com (the "Site"), or our services, you agree to comply with and be bound by these Terms and Conditions (“Terms”). If you do not agree, you should not use our Site or services.
1. Agreement to Terms
These Terms form a legally binding agreement between you (“User”) and Worth Insurance. By accessing the Site, you confirm that you have read, understood, and agreed to these Terms.
2. Services Offered
Worth Insurance provides insurance-related information, tools, and services, including but not limited to insurance quotes and policy management. Please note:
- Insurance coverage is subject to the terms of individual policies issued by third-party insurance providers.
- Quotes provided are not binding and may vary depending on additional underwriting requirements.
3. Eligibility
By using our Site, you confirm that:
- You are at least 18 years old.
- You have the legal authority to enter into these Terms.
4. Account Responsibilities
Certain features may require you to create an account. By creating an account:
- You agree to provide accurate and complete information.
- You are responsible for maintaining the confidentiality of your login credentials.
- You agree to notify us immediately of unauthorized account use at support@worthinsurance.com.
5. Use of the Site
You may use the Site only for lawful purposes. You agree not to:
- Use the Site in a way that violates any applicable laws or regulations.
- Attempt to gain unauthorized access to the Site or its related systems.
- Transmit harmful or disruptive software or materials.
6. Electronic Communications
By using the Site, you consent to receive communications electronically. This includes emails, notifications, and disclosures necessary for your use of our services. You may opt out of promotional communications by following the instructions in those communications.
7. Intellectual Property
All content on the Site, including text, graphics, logos, and software, is the property of Worth Insurance or its licensors. You may not reproduce, distribute, modify, or exploit any content without prior written consent.
8. Privacy Policy
Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference.
9. Third-Party Services
Our Site may link to third-party websites or services. We are not responsible for the content, terms, or privacy practices of those third parties. We encourage you to review their policies before engaging with them.
10. Disclaimers and Limitation of Liability
- The Site and its content are provided “as is” without any warranties, express or implied.
- We do not guarantee that the Site will be uninterrupted, error-free, or free of harmful components.
- To the fullest extent permitted by law, Worth Insurance disclaims liability for any damages resulting from your use of the Site.
11. Indemnification
You agree to indemnify and hold Worth Insurance harmless from any claims, damages, or expenses arising from your use of the Site, your violation of these Terms, or your infringement of any third-party rights.
12. Arbitration and Dispute Resolution
Any disputes arising out of or relating to these Terms shall be resolved through binding arbitration under the rules of the American Arbitration Association. You waive the right to participate in a class action or other representative proceeding.
13. Termination
We reserve the right to suspend or terminate your access to the Site at our sole discretion, without notice, for violations of these Terms or other conduct deemed harmful to Worth Insurance.
14. Governing Law
These Terms shall be governed by the laws of the State of Florida, without regard to its conflict of law provisions. Any legal action or arbitration will take place in Miami Lakes, Florida.
15. Changes to Terms
We may update these Terms from time to time. Updated versions will be posted on our Site with a revised effective date. Your continued use of the Site signifies your acceptance of any changes.
16. Contact Us
For questions or concerns about these Terms, please contact us at:
Email: support@worthinsurance.com
Phone: (561) 264-2614
Mailing Address: 5875 NW 163rd St #207, Miami Lakes, FL 33014
